Once a card is issued, it must have access to funds before it can be used for transactions.

How funding works depends on the card type:

Debit Cards

Transactions draw funds directly from the linked account balance in real time. Ensure the account has sufficient funds before usage.

Prepaid Cards

Cards must be pre-funded before use. Funds are loaded onto the card and deducted from the source account.

Funding Debit Cards

Debit cards do not require a separate funding step at the card level. Instead, you need to ensure that the linked account has sufficient balance.

Move funds between entities within the platform using the BOOK method. This is typically used to:

Use the POST /v1/customer/id/{id}/transaction API to add funds to the account linked to the card.

Funding Prepaid Cards

Prepaid cards require explicit funding before they can be used. You manage the card balance using two operations:

Add funds to a prepaid card using the POST /v1/customer/id/{id}/transaction API, along with following key parameters:

💡
Funds are deducted from the account and made available on the card.

Move unused funds back to the account using the POST /v1/customer/id/{id}/transaction API, along with following key parameters:

💡
Funds are removed from the card and returned to the account.