Choose the Documentation MX Merchant MX Connect

Introduction

Manage funds, move money, and power financial workflows directly within PCE.

Priority’s Banking & Treasury Solutions provide a unified, API-driven platform to collect, store, move, and manage money within your application.

Built on Priority’s Passport platform, these capabilities enable developers and platforms to embed financial services directly into their products—without managing complex banking infrastructure.

At a high level, the platform allows you to:

  • Open and manage a fully routable accounts programmatically
  • Move funds across multiple payment rails
  • Automate reconciliation and reporting
  • Gain real-time visibility into cash flow and balances

This enables you to build end-to-end financial workflows—from onboarding to payments to treasury management—on a single system.

Banking & Treasury Solutions are a core part of the Priority Commerce Engine (PCE). They work alongside:

  • Payments (Pay-ins & Pay-outs)
  • Merchant services
  • Card issuing and acceptance

Together, these components enable a fully integrated financial ecosystem, where money movement and money management are handled in one place.


Core Capabilities

Accounts

Open and manage Checking and Clearing accounts (FBO) to securely store funds and track balances within the platform.

Money Movement

Move funds between financial accounts or transfer money to external banking systems.

Card Issuing

Issue and manage cards linked to platform accounts for spending and withdrawals.

Payment Rails

Move money using supported rails such as ACH, Wire, Check, and card-based transactions.

Reconciliation & Reporting

Track transactions, reconcile balances, and access account ledgers and financial reports.


When to use Banking & Treasury APIs

Priority’s APIs allow you to embed banking, compliance, and financial intelligence into your platform. You should use Banking & Treasury APIs if you need to:

  • Build an embedded finance product
  • Offer accounts or wallets to users
  • Manage complex multi-party fund flows
  • Automate financial operations at scale
  • Gain real-time visibility into balances and transactions